Showing posts with label The Virus Files. Show all posts
Showing posts with label The Virus Files. Show all posts

The 9/11 Deadline and the Consultant


December 16, 2003
Dow Jones WebReprint Service®     

The 9/11 Deadline


On Dec. 22, 2003, the curtain will close on the September 11 Victim Compensation Fund, an unprecedented federal program that provides an average of $1.7 million tax free to the families of each fallen victim. By that day, the relatives of approximately 3,000 individuals who perished in the attacks, as well as all those survivors who were injured, will have had to decide once and for all whether to take advantage of the federal government's offer of compensation.

Enacted by Congress only 11 days after the attacks, the Fund was intended to shield the airlines from endless litigation, as well as to provide speedy compensation to the victims on a no-fault basis in a non-adversarial forum. While Congress had established other compensation programs in the past — for miners afflicted with Black Lung disease, for example, or workers exposed to dangerous levels of radiation — it had never before set up a program this generous, nor had it ever agreed to compensate victims of terror as a trade-off for access to the courts. Under any other set of circumstances, a program such as this might have been dead on arrival because trial lawyers would have howled that it was a form of "tort reform." Ironically, the Fund may ultimately serve as a prime example of a compensation program far superior to the traditional tort system. After all, in no mass disaster has our court system ever provided such prompt and substantial compensation to every single victim with a legitimate claim — and all without having trial lawyers skim 30%-50% off the top.

* * *

In establishing the Fund, Congress set only a few ground rules. To submit a claim, individuals must waive their right to sue any domestic entity in connection with the attacks; lawsuits against foreign terrorists or foreign governments harboring terrorists are not precluded. Claimants are then entitled to compensation based on their economic loss (income that would likely have been earned by a loved one had he not perished), and non-economic loss (pain and suffering). The law also requires that the total amount of money received by the claimants from other sources (such as life insurance proceeds) be subtracted from the Fund award. Beyond these general provisions, however, the Act gives enormous discretion to a Special Master appointed by the attorney general. Congress did not even set an outer limit on the total amount of money that the Special Master may expend.

But in its attempt to deal humanely with an inhumane event, Congress raised as many vexing questions as it answered. Most importantly, should Congress have created a Fund limited to Sept. 11? The Fund does not cover the victims of the bombings at Oklahoma City or the African embassies, or the first attack on the World Trade Center. Nor does it offer to compensate citizens who are killed in future terrorist attacks.

There are other questions: Should the government award a vastly different sum of money to the widower of a waitress than to the widower of a successful stockbroker? (Congress said yes, although it gave the Special Master discretion to set each award at a "fair" level.) Should every claimant receive the same amount for suffering, or should some family members, such as those who spent the last minutes talking to loved ones on cell phones, receive more? Should charitable contributions made to individual victims be deemed a collateral source if such a policy would have the effect of chilling charitable donations?

Still other issues have arisen during the Fund's implementation: Is the appropriate claimant on behalf of a single victim the parents, who may not have seen their child in years, or the victim's fiancé, whose wedding was scheduled for early October? What about the competing claims of the ex-wife who is still caring for the victim's children versus the current wife or even the victim's same-sex partner? And how should the Fund deal with a claim filed by the widow of a foreign citizen or illegal alien? With approximately 3,000 fatalities, nearly every story is different and the law, necessarily drafted in haste, left many unanswered questions.

Working within the broad discretion afforded him by Congress, and in close cooperation with the Department of Justice, Special Master Kenneth Feinberg has successfully navigated these challenging issues in an effort to be consistent and compassionate. The results speak for themselves. About 4,500 eligible claims have already been filed, about half of which are for death claims. Only 73 disqualifying lawsuits have been filed by individuals seeking redress against the airlines and other defendants. For the claims submitted, the awards for fatalities range from $250,000 to $7 million, and for physical injuries from just $500 to $7.9 million. But with Dec. 22 only days away, more than 700 families with death claims appear to have made no choice at all, largely because they are still grieving and cannot bring themselves to file a claim for compensation.

Their grief is understandable. But inaction in the face of the Fund's deadline would be foolish. While no amount of compensation can ever fill their void, these families should think long and hard before passing up Congress's offer of substantial compensation.

Mr. Lefkowitz headed the White House Domestic Policy Council before returning to law practice this Fall.

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2004   Dow Jones & Company, Inc.    All Rights Reserved

John Joseph Legere and the 9/11 NIMDA Virus - you forgot to pay me

John Joseph Legere (born June 4, 1958) is an American businessman who is the chief executive officer of T-Mobile US. He previously worked for AT&TDellGlobal Crossing, and serves on the CTIA board of directors.

Early life and education[edit]

A Massachusetts native, Legere graduated from St. Bernard's Central Catholic School in Fitchburg, Massachusetts and aspired to be a gym teacher, before he figured out he wanted a more lucrative career and decided to study business instead.[1] He received a BBA from the University of Massachusetts, an M.S., as an Alfred P. Sloan fellow, at the MIT Sloan School of Management and an MBA from Fairleigh Dickinson University. He also completed Harvard Business School's Program for Management Development (PMD).[2][3]


Legere was appointed CEO of T-Mobile USA (now T-Mobile US) in September 2012, and has since been noted for T-Mobile's "Un-carrier" approach to contract-free wireless networks.[4]
He first worked in telecommunications at New England Telephone. Legere then spent nearly twenty years at AT&T, where he spent a period working under Daniel Hesse, formerly CEO of Sprint Corporation.[1] He served as chief executive for AT&T Asia from April 1994 to November 1997, and also spent time as head of AT&T Global Strategy and Business Development. From 1997 to 1998, he served as President of the worldwide outsourcing subsidiary of AT&T, AT&T Solutions.[5][2][6][dead link]
Legere then worked as senior vice president of Dell and president and chief operations officer for Dell's Operations in Europe, the Middle East and Africa and president, Asia-Pacific for Dell from 1998 to February 2000. Prior to joining T-Mobile, he was CEO of Asia Global Crossing from February 2000 to January 2002, and CEO of Global Crossing from October 2001 to October 2011 where he led the organization through bankruptcy and eventually an acquisition by Level 3 Communications.[1][5] His leadership at Global Crossing was not without[clarification needed] controversy.[7]
He serves on the CTIA board of directors[8] and has been a director of the CTIA wireless internet caucus, since October 2012. He served as a director of Global Crossing, from October 2001 to December 2003, and Sanrise Group and Asia Global Crossing, from April 2000 to March 2002. He has also served as a director of ON Semiconductor.[5]

Personal life[edit]

Legere was a nationally competitive runner in college and post-college and still competes in events with fellow employees. In 2004, he completed the Boston Marathon as a member of the Dana–Farber Cancer Institute Marathon Challenge team.[5] In May 2016 in support of competitive running, he purchased ad space on Nick Symmonds' shoulder for T-Mobile. [9]
He has been a member of the corporate advisory board of the School of Business and Management, Hong Kong University of Science and Technology, and the government relations committee of the American Chamber of Commerce, Hong Kong.[5]
Legere has been divorced twice and has two daughters.[10][11]
Since 2016, he has pitched his ideas and asked people to sign up for T-Mobile service with a cooking show on Facebook Live, called “Slow Cooker Sunday" which, as its name implies, runs every Sunday.[12]


T-Mobile Board of Directors



John J. Legere has served as a director of our Company since April 30, 2013 and is a member of the Executive Committee of our Board of Directors. Mr. Legere joined T-Mobile USA in September 2012 as President and Chief Executive Officer and became our President and Chief Executive Officer on April 30, 2013 upon the consummation of the Business Combination. Mr. Legere has over 37 years’ experience in the U.S. and global telecommunications and technology industries. Prior to joining T-Mobile USA, Mr. Legere served as Chief Executive Officer of Global Crossing Limited, a telecommunications company, from October 2001 to October 2011. Before joining Global Crossing, he served as Chief Executive Officer of Asia Global Crossing; as president of Dell Computer Corporation’s operations in Europe, the Middle East, and Africa; as President, Asia-Pacific for Dell; as president of AT&T Asia Pacific; as head of AT&T’s outsourcing program and as head of AT&T global strategy and business development. Mr. Legere serves on the CTIA Board of Directors. Mr. Legere received a bachelor’s degree in Business Administration from the University of Massachusetts, a Master of Science degree as an Alfred P. Sloan Fellow at the Massachusetts Institute of Technology, and a Master of Business Administration degree from Fairleigh Dickinson University and he completed Harvard Business School’s Program for Management Development.


Mike Sievert leads a band of 100K+ customer-crazed disrupters and innovators changing the rules of wireless, and positioning T-Mobile as the fastest-growing company in its space for 5 years running. As President and COO, Mike is responsible for creating the company’s breakthrough market strategies and offers while taking care of 70+ million customers across all of T-Mobile’s business units and brands, in more than 16,000 retail outlets, and in every major market in the U.S. Mike’s customer experience-obsessed teams are always thinking up new ways for T-Mobile to challenge conventions while wowing customers with the next innovation. They’re passionate about working smart and fast to deliver experiences no one saw coming. By eliminating two-year contracts; doing away with data overage charges; introducing fair and transparent phone and upgrade plans; launching unlimited music, video, and LTE data; and rolling out “Team of Experts” customer service, his team is changing wireless for good.
Mike joined T-Mobile in 2012 as Chief Marketing Officer and became COO in 2015. In 2018, he joined the Board of Directors and was appointed President of the Company. Mike also serves on the board of directors of Shaw Communications in Canada. Prior to joining the Un-carrier, Mike had a nearly 25-year career in marketing, technology, and entrepreneurship. He’s an avid aviator and mariner, and an enthusiastic supporter of conservation and the environment—especially in his adopted home of the Pacific Northwest. He’s a proud husband and father to two boys in their 20s. Mike owes his success to daily doses of a perfectly crafted dark roast French press, the source of all his earthly power.

Jeff Binder serves as our Executive Vice President of T-Mobile and President of Layer3, and is responsible for the delivery and strategic vision for both in-home and mobile video, as well as IoT based home automation. With nearly 30 years of experience in entertainment technologies, Jeff came to T-Mobile through our recent acquisition of Layer3 TV, where he was CEO. Challenging the status quo with products and services that lead markets to new frontiers and an insane focus on the customer is Jeff's lifelong passion. Prior to founding Layer3, Jeff co-founded several successful companies in the video and ad tech space, including Broadbus Technologies, where as founding CEO he and his team pioneered the first generation of systems delivering television on demand and took 50% market-share in less than 4 years. Jeff has served as a senior advisor to TPG, Silver Lake and as a GM within Motorola's $10B Connected Home Division, where he led the first initiatives to develop Motorola's Droid. He has also served on the boards of a number of technology start-ups. Jeff has been recognized by the Boston Business Journal as a 40 under 40 top business leader, Cable Fax Magazine's 100 Heavy Hitters and Multichannel Magazine's Next Generation Leaders. Jeff graduated Harvard University with a concentration in Government.


David R. Carey serves as our Executive Vice President, Corporate Services and is responsible for leading the Enterprise Program Office, Corporate Communications, Corporate Real Estate, Corporate Responsibility, Corporate Security and a broad range of responsibilities in leading the Office of the CEO. Mr. Carey has also served in the same role with T-Mobile USA, Inc., the wholly-owned subsidiary of the Company (“T-Mobile USA”), since February 2013. Mr. Carey’s career spans 43 years in the telecom and energy services industry. Before joining T-Mobile USA, from October 2011 to February 2013, Mr. Carey served as Chief Executive Officer and Founder of Telescope Advisors, LLC, an advisory firm specializing in telecommunications. From September 1999 to October 2011, Mr. Carey served in various executive positions, including Executive Vice President, Chief Marketing Officer, Head of Global Sales, Strategy and Corporate Development and Chief Ethics Officer at Global Crossing Limited, a telecommunications company. In addition to Global Crossing, his experience includes executive leadership positions at AT&T, LG&E Energy and Frontier Communications. Mr. Carey holds a Master of Science in Management Science from the Massachusetts Institute of Technology, where he was appointed to a Sloan Fellowship, and received his Bachelor of Science degree at Clarkson University. He has also attended executive programs at the Harvard Business School and the Wharton School at the University of Pennsylvania.


J. Braxton Carter serves as our Executive Vice President and Chief Financial Officer, and is responsible for leading the financial functions of the Company. Mr. Carter served as MetroPCS Communications, Inc.’s Chief Financial Officer from March 2005 until the consummation of the Business Combination. Mr. Carter also served as MetroPCS Communications Inc.’s Vice Chairman from May 2011 until the consummation of the Business Combination. From February 2001 to March 2005 he was Vice President, Corporate Operations of MetroPCS Communications, Inc. Mr. Carter also has extensive senior management experience in the wireless and retail industry and spent ten years in public accounting. He is a certified public accountant. Mr. Carter received a Bachelor of Science degree from the University of Colorado with a major in accounting.


Nick Drake serves as our Executive Vice President, Marketing & Digital Experience. Mr. Drake is responsible for all our marketing, product management, and digital platforms. His team is tasked with ensuring we deliver incredible marketing and customer experiences while driving the company’s digital transformation efforts. Prior to T-Mobile, Nick served as the Global Chief Marketing Officer of Quiksilver, Roxy, and DC Shoes for Quiksilver, Inc. From 2009 to 2013 he was the Managing Director of advertising agency TBWA\Chiat\Day, Los Angeles. He held various positions within Adidas Global Brand Marketing and Global Sports Marketing divisions from 2003 until 2009. He also acted as an advisor to First Lady Michelle Obama’s “Let’s Move!” initiative, was a speaker at the OECD, and served on the boards of various technology startups. Prior to his executive career, Nick was a former professional rugby player and England Sevens team representative.


Peter A. Ewens serves as our Executive Vice President, Corporate Strategy. He leads the Company’s corporate strategy, business development and M&A activities, which include spectrum strategy and acquisitions and co-brand partnerships. Mr. Ewens has also served as Executive Vice President and Chief Strategy Officer of T-Mobile USA since July 2010. From April 2008 until July 2010, Mr. Ewens was Senior Vice President, Corporate Strategy at T-Mobile USA. Before joining T-Mobile USA, Mr. Ewens was Vice President of OEM Business at Sun Microsystems, a computer software and information technology services company, from June 2006 through March 2008. Before that, Mr. Ewens was a partner at McKinsey & Company, a global management consulting firm. Mr. Ewens received a Master of Science in Management from the Sloan School at Massachusetts Institute of Technology, and Master’s and bachelor’s degrees in Electrical Engineering from the University of Toronto.


Callie Field serves as our Executive Vice President of Customer care and is responsible for the operations and strategic vision for our award-winning call centers for T-Mobile and MetroPCS. Ms. Field joined T-Mobile in 2003 as an Account Representative and quickly rose through the ranks to serve in leadership positions in Sales, Operations and Business Development. She joined the Customer Care organization as Vice President of the West Region in 2015 and was promoted to Senior Vice President in 2016. Ms. Field is an advocate of the customer experience committed to eliminating customer pain points and transforming the way customers interact with us. Ms. Field received a Bachelor of Arts degree in Literary Studies from Bard College and Masters of Business Administration and Juris Doctor degree from Texas Tech University.


Jon Freier serves as our Executive Vice President of T-Mobile’s retail channels including all company-owned retail stores, T-Mobile premium retailers, independent authorized retailers, national retailers, and our digital retail teams. Jon is responsible for leading the strategy, planning, and overall operations to deliver a word-class customer experience in over 5,300 T-Mobile branded retail stores across the United States and Puerto Rico. Enthusiastically leading over 46,000 retail and operations employees, Jon has transformed T-Mobile Retail into an award-winning and customer-obsessed culture by passionately serving our frontline teams. Additionally, Jon and his team have led one of the largest and fastest retail growths in American history by adding over 2,200 stores to T-Mobile’s distribution portfolio since 2015, including launching T-Mobile’s iconic Signature stores, bringing the Un-carrier to tens of millions of more Americans.
As a veteran of T-Mobile and its predecessor companies, Jon has nearly 25 years of experience in the wireless telecommunications industry with increasing levels of responsibility in customer-facing functions. Jon began his wireless career in 1994, as a frontline sales associate, with Western Wireless Corporation in Lubbock, Texas when the Company had less than 100,000 total customers. With a concentration in rural, unserved markets throughout the western United States, Western Wireless birthed VoiceStream in 1996, and then became T-Mobile USA when Deutsche Telekom acquired VoiceStream in 2001. Jon holds a Bachelor of Science degree in Organizational Management from Lubbock Christian University and a Master of Science degree in Organizational Leadership from Colorado State University.


Janice V. Kapner is Executive Vice President of Communications & Community Engagement at T-Mobile. In this role, Janice and her team are responsible for developing and sharing the T-Mobile story with employees, customers and other influencers through public and media relations, social media, internal communications and corporate social responsibility efforts, including the T-Mobile Foundation. Before joining T-Mobile, Janice held leadership positions at Microsoft, most notably as head of Worldwide Communications for the Microsoft Office Division. Prior to that, she held Senior Director and Director roles at various Silicon Valley companies, as well overseeing Investor Relations & Communications through one company’s IPO. Janice has received numerous awards in recognition of her work, including being named by PR Magazine as a Top Woman in PR three years in a row, PR News’ Platinum PR Professional of the Year, and is on PR Week’s U.S. Power List for the 2nd year in a row. She serves on the Board of Directors of Pet Partners, a non-profit organization focused on promoting excellence in animal-assisted therapy programs. Janice is a graduate of California State University at Sacramento, where she earned a Bachelor’s degree in Communications with an emphasis on journalism, and completed executive marketing programs through both Stanford and Kellogg School of Management. Janice lives in the Seattle area with her beloved family: her husband, Gary, and her dogs, Nutmeg, Cooper and Sydney.


Mike Katz launched his career with T-Mobile over 19 years ago and serves as Executive Vice President of the company’s rapidly growing B2B division. Mike was one of the architects of the “Un-carrier” revolution, the radical change and relaunch of T-Mobile’s brand and value proposition. Currently, Mike leads all marketing activities, sales, operations and business development for T-Mobile for Business. Prior to his current role, Mike had responsibility for all brand and acquisition marketing activities for T-Mobile. Mike is most proud of where he started his career, on the front line, working in the third-party distribution/sales organization, where he was a part of launching and building distribution networks in some of the company’s biggest markets, including Denver, Chicago and California. In 2017, Mike was recognized as one of Puget Sound Business Journal’s top 40 business leaders under 40 in the Seattle area. Mike holds a bachelor’s degree in sociology from Colorado State University. When he’s not working to empower T-Mobile’s business customers, you can find him spending time with his wife and four kids, whom he’s usually taxiing to soggy Seattle sports fields or birthday parties.


Thomas C. Keys serves as our President, MetroPCS, and is responsible for our MetroPCS business. Previously, Mr. Keys served as our Executive Vice President and Chief Operating Officer, MetroPCS Business, from April 2013 to February 2015. Mr. Keys served as MetroPCS Communications Inc.’s President from May 2011 until the consummation of the Business Combination, and as Chief Operating Officer since June 2007. Mr. Keys also served as MetroPCS Communications Inc.’s President from June 2007 to December 2007, Senior Vice President, Market Operations, West, from January 2007 until June 2007, and as Vice President and General Manager, Dallas, from April 2005 until January 2007. Mr. Keys received a Bachelor of Arts degree from the State University of New York at Oswego, and a Master of Arts from Syracuse University.


Elizabeth A. McAuliffe serves as our Executive Vice President, Human Resources. Ms. McAuliffe is responsible for leading the human resources function that supports our employees across the country. From January 2014 to June 2016 she served as Senior Vice President of Total Rewards and Operations, encompassing leadership of all compensation, Rewards & Recognition, benefits, payroll, human resources systems and human resources operations. From June 2013 to January 2014, she served as Vice President, CHRO Regions, at Providence Health & Services, a nonprofit health system. From January 2011 to June 2013 she served as Senior Vice President, Human Resources at T-Mobile. Prior to joining T-Mobile, Ms. McAuliffe held various positions at Starbucks Coffee Company, a coffee retailer, in both the Law & Corporate Affairs department and the Human Resources department. Ms. McAuliffe received a bachelor’s degree from the University of Massachusetts, Amherst and a Juris Doctor from Northeastern University School of Law.


David A. Miller serves as our Executive Vice President, General Counsel and Secretary. Mr. Miller oversees all legal affairs and government affairs functions of the Company. Mr. Miller has also served as T-Mobile USA’s Chief Legal Officer, Executive Vice President, General Counsel and Secretary. Mr. Miller was appointed Senior Vice President and General Counsel of T-Mobile USA in April 2002 and Executive Vice President in January 2011. Previously, Mr. Miller served as Director of Legal Affairs for Western Wireless (a predecessor to T-Mobile USA) from March 1995 to May 1999, and he became Vice President of Legal Affairs of VoiceStream in May 1999 following its spin-off from Western Wireless. VoiceStream was acquired by Deutsche Telekom in May 2001, when it became T-Mobile USA. Prior to joining Western Wireless, Mr. Miller was an attorney with the law firm of Lane Powell and began his law career as an attorney with the firm McCutchen, Doyle, Brown and Enersen. Mr. Miller serves on the Board of Directors of the Competitive Carriers Association and is a member of its Executive Committee. Mr. Miller received a bachelor’s degree in Economics from the University of Washington and a Juris Doctor from Harvard Law School.


Sunit Patel serves as our Executive Vice President, Merger and Integration Lead, and is responsible for leading T-Mobile’s strategic planning efforts to integrate its business with Sprint as the two companies work through the necessary regulatory reviews and other closing conditions to combine and become the New T-Mobile. Prior to T-Mobile, Mr. Patel served as the Executive Vice President and Chief Financial Officer of CenturyLink, a role which he held for more than 14 years at Level 3 prior to the 2017 merger with CenturyLink. Mr. Patel was responsible for billing, credit and collections, tax, procurement, treasury, accounting, audit, public reporting, budgeting, financial planning and analysis, corporate finance, real estate and fleet. Before CenturyLink, Mr. Patel served as CFO and co-founder of Look­ing Glass Networks Inc., a facilities-based provider of metropolitan telecommunication transport services. Prior to that, he was Treasurer of MCI WorldCom, and, before that, he was Treasurer of MFS Communications, Inc., a competitive local exchange carrier acquired by WorldCom. He was formerly responsible for Corporate Development and Strategic Planning for BJ Services Company, now a part of Baker Hughes, and has worked in investment banking. Mr. Patel holds a Bachelor's Degree in Chemical Engineering and Economics from Rice University. He is also a Chartered Financial Analyst (CFA).


Neville R. Ray serves as our Executive Vice President and Chief Technology Officer. Mr. Ray joined T-Mobile USA (then VoiceStream) in April 2000 and since December 2010 has served as its Chief Technology Officer, responsible for the national management and development of the T-Mobile USA wireless network and the company’s information technology services and operations. Prior to joining T-Mobile USA, Mr. Ray served as Network Vice President for Pacific Bell Mobile Services. He currently serves on the Board of Directors of Next Generation Mobile Networks Alliance, a mobile telecommunications association of mobile operators, vendors, manufacturers and research institutes, and as the Chairperson of the Board of Governors of 5G Americas, a mobile telecommunications association of mobile operators, vendors, and manufacturers. Both associations have a focus on the advancement and development of 5G technologies and services. He has previously served as a member of the National Telecommunications and Information Administration’s Commerce Spectrum Management Advisory Committee and the Federal Communications Commission’s Communications Security, Reliability and Interoperability Council. Mr. Ray is an honors graduate of City, University of London and a member of the Institution of Electrical and Electronic Engineers and the Institution of Civil Engineers.


Cody Sanford serves as our Executive Vice President and Chief Information Officer, in charge of the Company’s Enterprise IT organization. Prior to his role as CIO, Mr. Sanford served as Senior Vice President of Technology. In addition, he led the integration planning and public-company readiness effort in the successful merger of T-Mobile & Metro PCS. From 2011 to 2012, Mr. Sanford was the Company’s Senior Vice President, West Area Field Sales and Operations. From 2010 to 2011, he was West Region Vice President, Retail Sales; from 2008 to 2010, Mr. Sanford served as Vice President, Enterprise Planning and from 2006 to 2008, he was Vice President of Engineering and Operations. Prior to that, Mr. Sanford held various leadership positions in Engineering and Operations. Before joining T-Mobile, Mr. Sanford served as Western Regional Director for The Walter Group and founded Magellan Communications. He earned a Bachelor of Arts in Political Science from the University of Washington.


Matt Staneff is T-Mobile's EVP & Chief Commercial Officer. As the leader of the Commercial team, Matt balances short- and long-term priorities to achieve the company's financial and growth goals through driving pricing, offers, and the go-to-market process. The achievements of his team have led to T-Mobile's industry-leading results and has also helped make T-Mobile customers the most satisfied in wireless. Matt has been with T-Mobile since 2002, serving in a number of executive-level marketing, product, and commercial roles.


The 9/11 Computer Virus NIMDA


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